Q: What is a payday loan Online?
A: A payday loan is a small unsecured loan, usually for $100 to $1,000 which is designed to meet your financial needs until your next payday.

Q: How do I receive the money?
A: Our process is automatic and convenient. We electronically deposit the loan funds into your account.

Q: How much can I borrow?
A: Based on your income and other underwriting criteria, loan amounts will be determined on an individual basis.

Q: How long will it take to receive the payday advance loan?
A: In most cases the approval/verification process is completed the same day. Once this process is completed the funds should be in your account the following day for your payday advance loan.

Q: May I pay the loan back early?
A: Your loan may be paid back early. There will be no discount, penalty or refund for early pay back.

Q: What will happen if I am unable to pay the loan off on the due date?
A: Your loan may be extended or renewed if you are unable to pay the loan off on the due date.. You will receive a renewal form by mail and it must be signed and faxed back to us 3 business days before your due date. Once we have received this form from you we will debit your account for the interest and defer payment of the principal until your next payday.

Q: Is my payday loan Online transaction confidential?
A: We respect our customers’ desire for privacy in managing their personal financial affairs. Your payday loan transaction is confidential, and your personal information will be treated accordingly.

Q: What is the maximum number of times I may renew or extend my loan?
A: Your loan may be extended or renewed as needed. However, in order to encourage responsible use of this service we ask that after your third renewal you begin paying the renewal fee and 10% of the principal.

Q: What is the interest rate on a payday loan online?
A: Although the fees on payday loans may vary, $25.

Q. What are the company policies with respect to loans.

• Implications of late payment
  If a payment is made late by a consumer, the consumer may be subject to a late fee, the loan being charged off, collection charges accruing, along with the loan being sent to collections. However, the consumer will have the opportunity bring the loan current as long as the consumer does so prior to the loan being charged off.
• Implications of non-payment
  If a payment is not made by a consumer, the consumer may be subject to a late fee, the loan being charged off, collection charges accruing, along with the loan being sent to collections.
• Code of practice/policy on responsible lending
  The company follows the Online Lenders Alliance Best Practices, a copy of which are located at http://www.onlinelendersalliance.org/member.aspx.
• Disclosure of fees including the annual percentage rate (APR)
  Please refer to the front page of this website.
• Disclosure of renewal policy
  Consumer loans may be renewed at the consumer's option, but are not required to be renewed. The loan may be renewed by the payment of a fee of between $10 and $30 per $100 loaned. The renewal of the loan will move the due date of the loan to the consumer's next pay date. A consumer may also pay down the principal at any time.
• Legitimate contact information/physical address
  The company address is located on the Contact Us page along with additional contact information.
• Compliance with other state or local regulations related to short-term loans
  The company complies with all federal laws and laws associated with the state as required.